The NZ Accounting AI Revolution
Replace accounting with talking. Our Abacus automates your finances, saving you 3 hours of repetitive work per month.
Experience Our Abacus in 30 Seconds
No signup. No credit card. Click to enter the live system with sample data — see AI accounting in action.
abacus.mengmaailabs.com · Anonymous Access · Free forever for trial · Sample data resets daily · 100% private
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Real GST, invoices & reports pre-loaded
Talk to AI to automate
Just say what you want to do
Why struggle with traditional software?
"Monthly GST returns take too much time"
AI automatically generates and exports IRD-ready formats in one click.
"I don't trust my data on the cloud"
100% local execution. Financial data never leaves your computer.
"Is the AI's advice accurate?"
Deterministic computation + real-time policy verification. Zero guesswork.
"Accounting software is too expensive"
$200 one-time payment. Lifetime access without subscriptions.
Abacus Kernel
The Abacus Kernel is the high-performance 'operating system' underlying Our Abacus. It handles the deterministic execution of double-entry bookkeeping, audit trails, and bank reconciliations directly on your local hardware.
Agent Abacus
Agent Abacus is the advanced Language User Interface (LUI) component of our software. It translates natural language intent into strict, verifiable CLI commands, allowing you to command your finances via dialogue without manual data entry.
Data Sovereignty
Your financial records are your most sensitive DNA. 'Our Abacus' ensures 100% local execution, meaning your data never touches a third-party cloud server.
Zero Hallucination
General AI guesses; our LUI-to-CLI architecture calculates. Every command generated by Agent Abacus is deterministic and verifiable.
Pico Bot
Pico is our specialized website assistant, hard-wired into the New Zealand tax and welfare knowledge graph. It provides precision-guided answers on GST, Bright-line rules, and MSD policies by cross-referencing official IRD documents in real-time.
KG-RAG Precision
Our intelligence layer queries real-time policy knowledge graphs, ensuring that every tax-related guidance is backed by official regulatory evidence.
NZ Regulation Native
Deeply aligned with IRD and MSD policy frameworks.
Operational Workflow
Natural Intent
State your goal: 'Generate my GST report for the last quarter and scan for risks.'
LUI Decomposition
Agent Abacus (the LUI component) breaks the intent into technical accounting tasks.
Kernel Execution
The Abacus Kernel executes the tasks locally against your encrypted database.
Secure Output
A deterministic report is generated and verified against the latest IRD Knowledge Graphs.
Ontology — The Intelligence Architecture
Our Abacus isn't another AI wrapper — it uses an Ontology layer to unify "what exists" and "what's allowed to change" into a shared semantic model. AI can only propose; humans always decide.
Object Catalog
10 core business objects (Client, GstPeriod, Email, Reminder, Document, BankStatement, Transaction, ChartAccount, Proposal, Workflow) with stable API names, PKs, field whitelists & links. n8n / MCP / frontend share one vocabulary.
Action System
13 validated, risk-rated verbs. AI can only call Propose* — never write directly. Execution only via workflow or human approval.
Four-Tier Risk Gates
auto → followup → proposal → human_only. Posting, GST filing sign-off = human-exclusive. Every risky action gated.
DecisionExecutor
Inbound emails auto-flow through 5 nodes: parse/classify → client match → completeness → dedup → validation. AI proposes, human approves.
Config-Driven Workflows
Step order loaded from DB, no code change. Change due date? Edit Rule. Change order? Edit Template JSON. LLM never touches business tables.
PolicyEnforcer
LUI enforces READ + CREATE only. Any delete/update/modify is rejected. All CREATes are audit-logged. Safety by architecture.
Design Philosophy (Palantir AIP-inspired)
"Semantics must be paired with kinetics" — Palantir Architecture Center
- No RDF/SPARQL/OWL — no inference needs, YAML catalog suffices.
- No new database — catalog is a naming layer over PostgreSQL.
- No n8n drag-and-drop — logic stays in Python, templates orchestrate order.
AI proposes, human decides — every post & filing is human-only by architecture.
Traditional Software vs Our Abacus
| Features | Traditional Accounting Software | Our Abacus |
|---|---|---|
| Data Storage | Cloud (Leakage Risk) | Local (100% Private) |
| Accounting Method | Manual Entry | Voice/Chat Driven |
| Report Generation | Requires Professional Skills | AI Auto-Generated |
| NZ Policy Adaptation | Manual Updates Required | Real-time IRD Policy Sync |
| Annual Fee | $500-$2000+ | One-time $200 |
| Semantic Layer | Scattered tables & fields | 10 Objects, unified ontology |
| AI Permissions | AI can write directly (risky) | AI proposes, human decides |
| Risk Control | No tiered approval | 4-tier gates, posting = human-only |
Deployment Tiers
Self-hosted nodes for absolute privacy.
Personal Node
Single-entity self-hosted software node. One-time payment, lifetime license.
Firm Grid
For practitioners managing multiple client nodes.
Enterprise
Dedicated local hardware and custom agent training.
Lowest tier · MYOB Lite $26.25/mo · Xero Ignite $35/mo · excl. GST
Customer Success Stories
"Our Abacus replaced our Excel GST workpapers and MYOB system, saving us 80 NZD per client every year."
"We replaced Xero and Excel GST workpapers with Our Abacus. Thanks to AI and data accumulation, our accountants' processing speed and per-person productivity have massively increased. We are now expanding our business for new clients."
Ready to automate your accounting?
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Frequently Asked Questions
Yes. All data is stored on your device. We have absolutely no access to your financial data.
Currently, we support major banks including ASB, ANZ, BNZ, Westpac, and CBA.
Our LUI-to-CLI architecture ensures every command is executed deterministically without 'guessing' the answers.
No. Ontology is a YAML naming layer over your existing PostgreSQL tables. It gives 10 objects (Client, GstPeriod, etc.) stable API names, field whitelists and links, so n8n/MCP/frontend all speak the same language. No RDF/OWL, no new DB.
Never. The Action System is 4-tier gated: AI can only Propose. auto/followup/proposal/human_only — posting and filing sign-off are human_only. PolicyEnforcer also blocks any delete/update/modify from the LUI layer.
We adopt Palantir's 'semantics + kinetics' philosophy but simplify: YAML instead of RDF/SPARQL, PostgreSQL naming layer instead of new DB, and Python step functions instead of n8n drag-and-drop. Same rigor, less complexity.
Puke Li
Founder & Designer
A veteran financial information system and ERP authority with a track record of architecting financial systems for global giants like China Investment Corporation (CIC) and COFCO Coca-Cola. Puke Li brings enterprise-grade rigor to local-first AI.
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